:root{
  --bg:#0b0c0f;--bg2:#101217;--card:#14171d;--line:rgba(255,255,255,.09);
  --text:#e9e7e2;--muted:#9a9ca3;--gold:#c9a96e;--gold2:#e2c996;
  --serif:'Cormorant Garamond',Georgia,serif;--sans:'Outfit',system-ui,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--text);font-family:var(--sans);font-weight:300;line-height:1.7;font-size:17px;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img,svg{max-width:100%}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:#000;padding:10px 16px;z-index:200}
.skip:focus{left:10px;top:10px}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.1;letter-spacing:-.01em}
h1{font-size:clamp(2.6rem,6vw,4.8rem)}
h2{font-size:clamp(2rem,4vw,3rem);margin-bottom:18px}
h3{font-size:1.55rem;margin-bottom:10px}
h1 em,h2 em{font-style:italic;color:var(--gold)}
.eyebrow{font-size:.72rem;letter-spacing:.28em;text-transform:uppercase;color:var(--gold);margin-bottom:18px;display:block}
p{color:var(--muted)}
p+p{margin-top:14px}
.lead{font-size:1.15rem;max-width:620px}

/* nav */
header.nav{position:sticky;top:0;z-index:100;background:rgba(11,12,15,.88);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:74px;gap:24px}
.logo{font-family:var(--serif);font-size:1.55rem;font-weight:600;letter-spacing:.01em;white-space:nowrap}
.logo span{color:var(--gold);font-style:italic}
.nav nav{display:flex;align-items:center;gap:30px}
.nav nav a.link{font-size:.9rem;color:var(--muted);transition:color .2s}
.nav nav a.link:hover,.nav nav a.link[aria-current=page]{color:var(--text)}
.nav-cta{display:flex;gap:10px;align-items:center}
.btn{display:inline-block;font-family:var(--sans);font-size:.88rem;font-weight:400;padding:11px 24px;border-radius:2px;border:1px solid var(--gold);transition:all .2s;cursor:pointer;letter-spacing:.02em;text-align:center}
.btn.solid{background:var(--gold);color:#0b0c0f;font-weight:500}
.btn.solid:hover{background:var(--gold2);border-color:var(--gold2)}
.btn.ghost{background:transparent;color:var(--gold)}
.btn.ghost:hover{background:rgba(201,169,110,.12)}
.btn.lg{padding:15px 34px;font-size:.95rem}
.burger{display:none;background:none;border:1px solid var(--line);color:var(--text);width:44px;height:44px;border-radius:2px;font-size:1.3rem;cursor:pointer}

/* hero */
.hero{position:relative;padding:130px 0 120px;overflow:hidden;background:radial-gradient(900px 500px at 78% 10%,rgba(201,169,110,.12),transparent 60%),radial-gradient(700px 420px at 5% 90%,rgba(201,169,110,.06),transparent 60%)}
.hero h1{max-width:880px;margin-bottom:26px}
.hero .lead{margin-bottom:38px}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap}
.hero-stats{display:flex;gap:56px;margin-top:80px;padding-top:36px;border-top:1px solid var(--line);flex-wrap:wrap}
.hero-stats b{display:block;font-family:var(--serif);font-size:1.9rem;font-weight:500;color:var(--text)}
.hero-stats span{font-size:.82rem;color:var(--muted);letter-spacing:.04em}
.page-hero{padding:100px 0 70px;border-bottom:1px solid var(--line);background:radial-gradient(800px 380px at 85% 0%,rgba(201,169,110,.10),transparent 60%)}
.page-hero h1{font-size:clamp(2.4rem,5vw,4rem);max-width:760px;margin-bottom:20px}

/* sections */
section{padding:100px 0}
section.alt{background:var(--bg2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.head{max-width:680px;margin-bottom:56px}
.grid{display:grid;gap:24px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid var(--line);padding:34px 30px;transition:border-color .25s,transform .25s}
.card:hover{border-color:rgba(201,169,110,.45);transform:translateY(-3px)}
.card .ic{width:42px;height:42px;border:1px solid rgba(201,169,110,.5);display:grid;place-items:center;color:var(--gold);margin-bottom:22px;font-family:var(--serif);font-size:1.2rem}
.steps{counter-reset:s;display:grid;gap:0}
.step{display:grid;grid-template-columns:90px 1fr;gap:20px;padding:36px 0;border-top:1px solid var(--line)}
.step:last-child{border-bottom:1px solid var(--line)}
.step::before{counter-increment:s;content:"0" counter(s);font-family:var(--serif);font-size:3rem;color:var(--gold);line-height:1}
.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.panel{background:var(--card);border:1px solid var(--line);padding:30px}
.panel .row{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px solid var(--line);font-size:.92rem}
.panel .row:last-child{border:0}
.panel .row span:first-child{color:var(--muted)}
.tag{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;border:1px solid rgba(201,169,110,.5);color:var(--gold);padding:3px 10px}
ul.ticks{list-style:none;margin-top:18px}
ul.ticks li{padding:9px 0 9px 30px;position:relative;color:var(--muted)}
ul.ticks li::before{content:"";position:absolute;left:0;top:19px;width:14px;height:1px;background:var(--gold)}
.cta{text-align:center;padding:110px 0;background:radial-gradient(700px 300px at 50% 0%,rgba(201,169,110,.13),transparent 70%)}
.cta h2{max-width:720px;margin:0 auto 20px}
.cta .lead{margin:0 auto 34px}
.cta .actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* faq */
details{border-top:1px solid var(--line);padding:22px 0}
details:last-of-type{border-bottom:1px solid var(--line)}
summary{cursor:pointer;font-family:var(--serif);font-size:1.4rem;list-style:none;display:flex;justify-content:space-between;gap:20px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--gold);font-size:1.6rem;line-height:1}
details[open] summary::after{content:"–"}
details p{margin-top:14px;max-width:760px}

/* forms */
form.contact{display:grid;gap:18px}
label{font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);display:block;margin-bottom:6px}
input,textarea,select{width:100%;background:var(--card);border:1px solid var(--line);color:var(--text);padding:14px 16px;font:inherit;border-radius:2px}
input:focus,textarea:focus,select:focus{outline:none;border-color:var(--gold)}
textarea{min-height:150px;resize:vertical}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.notice{background:rgba(201,169,110,.1);border:1px solid var(--gold);color:var(--text);padding:13px 16px;border-radius:2px;font-size:.92rem}

/* legal */
.legal{max-width:780px}
.legal h2{font-size:1.9rem;margin:44px 0 12px}
.legal ul{margin:12px 0 0 20px;color:var(--muted)}
.legal li{margin-bottom:6px}

footer{border-top:1px solid var(--line);padding:70px 0 40px;background:#08090b}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px}
footer h4{font-size:.74rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);margin-bottom:16px;font-weight:400}
footer li{list-style:none;margin-bottom:10px;font-size:.92rem}
footer li a{color:var(--muted)}
footer li a:hover{color:var(--text)}
.fine{margin-top:50px;padding-top:26px;border-top:1px solid var(--line);font-size:.8rem;color:#6d6f76}
.fine p{color:#6d6f76;max-width:900px}

@media(max-width:900px){
  .g3,.g2,.split,.fgrid{grid-template-columns:1fr}
  .split{gap:40px}
  .burger{display:block}
  .nav nav{position:absolute;top:74px;left:0;right:0;background:#0b0c0f;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:10px 24px 24px;display:none}
  .nav nav.open{display:flex}
  .nav nav a.link{padding:14px 0;border-bottom:1px solid var(--line)}
  .nav-cta{margin-top:18px}
  .nav-cta .btn{flex:1}
  .hero{padding:80px 0}
  section{padding:70px 0}
  .step{grid-template-columns:60px 1fr}
  .hero-stats{gap:30px}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}